Friday, September 25, 2015

How Much Is That Salary In The Window?

How Much Is That Salary In The Window?

How much is that doggie in the window? / The one with the waggly tail/How much is that doggie in the window? / I do hope that doggie’s for sale.”
A CLASSIC TIMELESS children’s song that in the gist of this article will take on a whole new meaning as you will read. The theme that is being built around the lyrics of this song is how much are you willing to pay for that salary.
As times passes on the realization that the raise/promotion you were just given is unaffordable sinks in along with the inevitable “what do I do now” question. In order for you to be paid that salary a certain value in return must be extracted from you. Oft times in order to get the value your company needs from you they will come to expect that you will acquiesce to their requests.
The price tag of your newly found “wealth” is your life. Your life is now wholly owned by the company. Time spent with family and friends dwindle down to a trickle. Vacation time although allotted for is not always granted upon your wishes. Your vacation will have to occur at a more “convenient” time. Frivolous for time off to see your child graduate will be frowned upon. You are needed at your desk doing your job. Perhaps your spouse can tape the event for you perhaps even stream the event over Skype.
Many amongst us have been advised to be careful what you wish for as it may come true. If that should happen much to your angst you will discover that what you wished for when reality settled in was not what you envisioned it would be. What your heart so desired is now the part of your life you rue the most.
You wanted the cake with all the trimmings but failed to account for all the calories that will accumulate. Your choice if not have not already eaten the cake is to give it away as to do without the damage that would have ensued. Having lacked the will power to not eat the cake nor the will to only eat a fraction has created the need for a rigorous career diet to shed these pounds of demands that are now dominating your life.
What are your options moving forward? Your first option is to try to muster the courage to engage your boss in a dialogue where you thank him profusely for his loyalty to you but explain how drained you have become. Perhaps a reduced workload (at a reduced salary) is possible. Failing that a proposal where your hours can be staggered so that you have your invaluable free time while keeping up with your current workload. Your “pitch” would be that your production would increase if you were allowed to work in this manner. If push comes to shove you could conceivably ask for your old job back (if it has not been filled) with a mea culpa that you cannot afford to make the payments your new salary calls for.
A negative response may devastate you but remember it is not always possible to redo an arrangement that was so seemingly beneficial to you but now is not. You must now acknowledge that you did not realize this was inevitable but following through with your end is your obligation. Do so while formulating a plan of action to reverse your course in order to reclaim your life.
Subtract what your take home pay is now from what it was and putting away the difference that you will build up enough “rainy day” money that will allow you to make the positive changes that reinvigorate s your ability to come up with creative solutions. The money that is being paid to you must be managed so that the albatross around your neck is lifted.
It behooves you not to look into starting your own home based business. Take stock of what type of business you can start that will give you a sense of pride while producing a sustainable revenue stream. That part may not happen overnight so you wish to take on a non-invasive part time job. I will caution you to make sure you can continue to financially maintain yourself before you start investing money.
Assuming running your own business is not woven into your fabric you may have to enter the increasingly competitive job market. Be prepared to explain why you are looking to make this change and why you are willing to take less than your current lofty salary. A suspicious eye will be cast your way. Either you will be seen as a rare bird who is not all about the money but the opportunity as a whole or you come loaded with extra baggage.
Your next move to get yourself out of “debt” is to strategically network using any and all social media outlets that are out there. There should not be an outlet be it electronically or locally that your name does not appear. Talk to anybody and everybody to inquire what help they may be able to offer or point you in another direction. Do not rule out anybody as a resource except for the United Nations.
There are probably more options open that I have thought of or been able to provide to you. You may take some comfort in the fact that we are a society that wants what it wants and has to have what it wants now while adopting the ever popular attitude of worrying about the future or future consequences of our desires if they should come.
How much that salary in that proverbial window would cost you in its entirety is something you should have found out in advance. As painless it is to pull out your charge card and buy as you please this purchase you just made was just too much of a bargain for you to pass up that was until the bills came in. Now you see in black and white what you have spent.
Had your eyes not been popping out of your head when these dollar figures were presented to you with a little negotiation you may have wound up with a better “deal” that carried less in “finance” (aka loss of work/life balance) charges.
How much is that salary in the window?/The one with the oppressive culture./ How much is that salary in the window?

Thursday, September 24, 2015

Isn’t It Time You Found A Real Job Already?

IF YOU ARE a fast food restaurant worker you get a regular check. You have a real job. If you work as United States Postal Carrier you get a regular check. You have a real job. If you work as a Java Developer you get a regular check. You have a real job. Whatever profession you work in no matter what your title is if you get a regular check you are considered by narrow minded traditionalists as having a “real job.” With a steady paying job you can support yourself. If your pay is insufficient to meet your financial obligations you take on a second job for extra money. You simply go out and find a second “real job.”
Being of entrepreneurial spirit whereby you control your income by going after business and closing the deal while collecting a handsome commission for your efforts conversely means you do not have a “real job.” It has long been the thought process of less than knowledgeable people that if you work on a straight commission basis you are not working. For the record cab drivers take home a percentage of what they “booked” that night plus tips which is this same as commission. Yet they are held to a different standard.
When people around you see you struggling to earn a living minus a salary whereupon you have to rely on others for help will sooner or later be asked:
Isn’t It Time You Found A Real Job Already?”
Other than a salary these narrow minded people who go through life with earplugs in their ears and blindfolds over their eyes cannot conceptualize what you are doing is work as defined by their own definition of the word work.
job-job searchThere are very legitimate high-paying opportunities open for well qualified candidates. Jobs with competitive pay are also available for those who have lesser skills. As the holiday season approaches department stores add to their payroll. If you need extra money in general your local fast food establishment will be hiring sooner or later. Wanting to only work at a job that pays a salary is not only perfectly legal it is more in line with contemporary modern thinking that a majority hold to.
If you want a job working for any branch of the government all you have to do is search the internet for upcoming examinations (these jobs require testing. depending on how you score on the test that will determine your standing on the list to be called) fill out the required application and e-mail it back along with your non-refundable filing fee. Examination related study materials must be obtained through out of pocket costs. Government jobs are exceptionally popular due to the pay along with a host of other perks that come with them. Your chances of landing one of these jobs are not overly high. However, they are without question “real jobs.”
You know the history of this country where legal immigrants became citizens and went to work building our transportation infrastructure. The work was back breaking with practically no protection against injury as labor laws did not exit back then. We tip our hats to those people who gave physically so much of themselves.
Along come the likes of Henry Ford, Thomas Edison, Alexander Graham Bell, Benjamin Franklin & George Washington Carver. Armed with little more than dreams of creating something few would ever believe was possible they set out to make their dreams a reality. The astounding number of times they failed labeled them as “crazy.” They continued their pursuit of bringing their ideas to life.
Now many centuries removed from the days of inventors we have seemingly forgotten that just about every modern convenience we enjoy now was the end result of those who dared to want to make a living by their own means. They were the original pioneers of the entrepreneurial spirt many now hold. Why is the modern day person who will happily forgo a salary for the chance to build something of their own held to a different measurement? Why?
For a recent College Graduate or soon to be College Graduate the foreboding shadow of student loans that now must start to be repaid loom larger every day. Their beaming parents no longer basking in the glow of your graduation do not want to have this debt saddled on their shoulders. It’s time for you (the graduate) to make your way in the world. An opportunity comes along to learn the brokerage or other business. The lure of big $ is too much to ignore so you sign-up to be an unpaid intern. After a short time their parents sternly issue the now infamous ultimatum “get a job or get out!”
Unless there is a post-college nest egg put away for you to pay-off your student loans while you search for “the opportunity” for the sake of having a roof over your head finding your way into a paying job is probably your best option at this point. Put away as much money as you can now so that later on you can begin your work to create something that will earn you a living at your very own venture.
Understanding that the salary earning world will never understand nor accept your thinking in terms of doing what you want to do in the way you want to do it is a realization you will have to accept and deal with. Loosely translated this means working 9-5 5 days per week fattening many wallets none of which belong to you is just not in your make-up.
Having learned this lesson the response you will give with a smile when asked the magical question “isn’t It Time You Found A Real Job Already?” is NOT YET!